Avoid These 10 Mortgage Missteps: A Guide for Successful Homebuyers

General William Douglas 16 May

Securing a mortgage can feel like finding the key to your new home, but the journey doesn’t stop there. Remember, even after approval, there are still important steps to take to ensure that the door swings open smoothly. Here’s a look at the top 10 mortgage mistakes to avoid, ensuring your path to homeownership is […]

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Demystifying Mortgages: Answers to Common Questions You Need to Know

General William Douglas 24 Mar

Mortgages can be complex and confusing, especially for first-time homebuyers. To help you navigate the mortgage landscape, I’ve compiled answers to some of the most frequently asked questions about mortgages. Let’s explore mortgage insurance cancellation, mortgage transfers, choosing the right mortgage term, and what happens when your mortgage is paid off. Can Mortgage Insurance Be […]

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5 Tips for Successfully Becoming a Homeowner in 2023

General William Douglas 4 Jan

Are you thinking about becoming a homeowner in 2023? If so, now is the perfect time to start preparing! Owning a home is a big financial and emotional investment, and the more prepared you are, the smoother the process will be. Here are five tips to help you successfully become a homeowner in 2023: Start […]

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Advice for Single Homebuyers

General William Douglas 19 Dec

Buying a home is an exciting experience for anyone, and even more of a milestone when you’re doing it solo, but it can be a little different when you’re purchasing on your own. While it can be easier to tailor your mortgage and home search to exactly your needs, it can be somewhat more stressful […]

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Using Your Homes Equity

General William Douglas 21 Nov

Using the equity with-in your home to reduce your monthly payments Over the last 5 years owners of Real Estate have seen a great increase in their investments, but have also, due to inflation, seen their monthly expenses increase. The cost of almost every commodity has significantly increased, monthly costs have increased at a far […]

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Second Property. Get ready to make your next property purchase.

General William Douglas 8 Nov

So, you are looking to purchase a second property! Congratulations! This is an incredible opportunity and we are here to help provide you with the keys to success to expand your financial portfolio and ensure stability for the future. Before you launch into this purchase there are a few things you should know, such as […]

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Back to School: Credit Clean Up!.

General William Douglas 8 Sep

It’s time to go back to school… for your finances! The fall is the perfect time for a credit clean-up so that you are ready for the holiday spending season – and anything else the year can throw at you! When it comes to cleaning up credit, there is no better time than now to […]

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Buying a home within your means: what does it mean?

General William Douglas 9 Aug

House-hunting is exciting. However, don’t allow your enthusiasm to make you lose sight of the realities of your financial situation. It’s not enough to qualify for a mortgage. You must also ensure you can make the payments over the next 15, 25 or 30 years. Here are a few things to consider to avoid running […]

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Rules for gifting a down payment

General William Douglas 20 Jul

It has become more and more common these days for parents or families to gift their family members money in order to help them buy homes, usually in the form of down payment funds. For most young people in the country, homeownership is essentially out of reach without some form of help as down payments […]

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Purchase Plus Improvements Mortgage.

General William Douglas 29 Jun

When it comes to shopping for your perfect home, it can be hard to find the exact one ready to go! If you are looking into a home that requires improvements, there is a mortgage product known as Purchase Plus Improvements (PPI). This type of mortgage is available to assist buyers with making simple upgrades, […]

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